If you want to travel in peace, then choose travel insurance. It gives insurance for all problems. It also covers for personal belongings in home, while you are away. It covers for personal accidents, medical expenses, delayed flights and transportation. HSBC insurance is one among the best. Features of HSBC Insurance- TravelSurance Plus are given below here.

TravelSurance Plus plans:

There are many types of plans in this category of insurance offered by HSBC. The plans are listed below here.

• Premium rate- Classic plan
• Premium rate-Superior plan

Each plan has different benefits and insurance covers.

General benefits and Covers:

• In case of personal accidents, a huge amount of S$250,000 is given for death of permanent disability. This amount doubles, if the accident occurs in public transportation.
• Medical expenses and hospital expenses come under both the plans. If you are overseas, then they take care of medical emergency evacuation and repatriation. They take care of expenses due to injury or illness.
• If you are hospitalised for long time period, then they pay for occasional and compassionate visits from the relatives. They even escort the children back to the Singapore.
• There is compensation for travel inconvenience. Travel inconvenience include trip cancellations and postponement, flight delays, missed connections, loss of or damage to personal belongings. It also covers for insurance excess of your rental vehicle when you are on a driving holiday.
• It covers optional expenses also. It covers home contents. Golf equipments and pets while travelling. This optional covers gives a increased protection.
• The expense covers vary for classic and superior plans. The different charges are listed below here.

Premium rate- Classic plan:
Overseas Medical & Related Expenses

• - Adult (70 years old or below) - S$ 250,000
• - Adult (above 70 years old) - S$100,000
• - Child - S$200,000

Premium rate- Superior plan:
Overseas Medical & Related Expenses

• - Adult (70 years old or below) - S$ 500,000
• - Adult (above 70 years old) - S$250,000
• - Child - S$ S$250,000

Source: Travel Insurance